Banking Products/Services

1. Current Account


When you chose one of the Micro Business packages, automatically a Current Account is opened for you offering the possibility to use all the banking services like:

  • Cash deposit and withdrawals at any time in 100branches all over Albania
  • Debit Card Mastrecard linked to the current account
  • Different Payments for third parties: Custom, Taxes, Albtelecom, OSSH, or suppliers
  • Fixed Periodic Payments
  • Domestics transfers within Raiffeisen Bank in Albania
  • National and International Incoming and Outgoing Transfers
  • SMS Alert
  • Cheque Payments

Employee Salary Processing. From more than 3 years, Raiffeisen Bank offers the employee salary processing for the Public Institutions and Private Companies. Salary Processing enables to the Micro business owners a fast & efficient employee salary processing, offering at the same time a specific and easy way to use the software for calculating the salaries.

Paga + Software include:

  • Salary table
  • Fill-in forms for:
    • Social Contributions
    • Health Contributions
    • Employee’s income taxes

Paga + Software generates automatically all the Tax Offices Standard Fill-in Forms. Also with the software is offered a free technical assistance. Benefiting the Paga+ Package for the Micro Business employees. After signing g the agreement with the company, for each employee will be opened a personal current account where the salary will be charged. Employees will benefit a Mastercard debit card. For all Micro Business Employees will be offered the Paga+ Package, a package that include products and services with preferential terms & conditions created specially to accomplish their banking exigency.

Secure

The Deposit in Raiffeisen Bank is insured for the amount up to 2.500.000,00 (two million and five thousand) Lek by the Deposits Insurance Agency - www.asd.gov.al, according to provisions of Law no. 53/2014, date 22.05.2014 "On the Deposits' Insurance" as amended.

2. Bank Money Transfer Service


Raiffeisen Bank offer money transfer service for all its clients in a simple, safe and fast way within bank accounts or other banks (within Albania or not)

3. Debit Cards


MasterCard Debit Contactless

Mastercard Debit Card of Raiffeisen Bank enables you to use your money at any time. You can withdraw money at ATM and perform payments at sales unit POS (Point of Sale).

Contactless payments without PIN (up to 4,500 ALL) allow you to pay in a fast and convenient way for small value purchases in Albania.

You can ask for a debit card if you have a checking account at Raiffeisen Bank. All actions performed on the card registered to your account at the time of the transaction.

Comfortable card!

  • A comfortable little card easy to place in your wallet
  • 24/7 use in ATM & POS, even when the bank is closed
  • Purchasing card is faster than paying in cash
  • Associated with your current account
  • History of all transactions

Now you will be notified by SMS for the international transactions performed with a debit card.

Card with many benefits!

  • Applying for the first card free of charge
  • Renewal Card Free of charge
  • Cash withdrawals at ATMs of Raiffeisen Bank free of charge
  • Purchases in POS within Albanian territory without commission

Debit Card Application

  • The application is simple and fast
  • You must have just an ID and a Current Account at Raiffeisen Bank
  • We will notify you by SMS as soon as your card is ready

Contact us on telephone service 24/7, to get more information

Card accepted everywhere!

  • 24/7 use in all ATMs and POS that accept Mastercard
  • Over 1 million ATM & POS 1.2 million worldwide receive your card
  • About 185 ATMs and 1,200 POS of Raiffeisen Bank in the entire Country

Security with your card!

  • Secure card is the most advanced technology Chip & PIN. Code 4-digit PIN known only by you
  • Internet payments more secure through 3d Secure.
  • More security and convenience for payments that you make with your card. You do not need to move large amounts of money in the pocket
  • Your money is safe! You lost the card, ask her blocking
  • 24 hours information service

 

 

Visa Business Contactless - Debit Card

Introducing the newest Debit Card from Raiffeisen Bank.

Everyday easier, choose the Debit Card. You can withdraw money at ATM and perform payments at sales unit POS (Point of Sale).

You can ask for this debit card if you have a current account at Raiffeisen Bank.

Debit Card commodity, now contactless

  • Contactless payments without PIN (up to 4,500 ALL) allow you to pay in a fast and convenient way for small value purchases in Albania and abroad.
  • New and contemporary designs, embossed card, extended validity to 4 years, and acceptance worldwide (check for VISA logo at Points of Sale and ATMs), this is the loyal tool you have waited for.
  • History of all transactions

Now you will be notified by SMS for the international transactions performed with a debit card.

Card with many benefits!

  • You can ask for a secondary card for an authorized person in your current account
  • High usage limits

Convenient

  • No COMMISSION for Card renewal
  • No COMMISSION for Cash withdrawals at ATMs of Raiffeisen Bank
  • No COMMISSION for Cash-In deposit at ATMs of Raiffeisen Bank
  • No COMMISSION for purchases (contact and contactless) in POS within Albanian territory

Debit Card Application

  • The application is simple and fast
  • You must have just an ID and a Current Account at Raiffeisen Bank
  • We will notify you by SMS as soon as your card is ready

Card accepted everywhere!

  • 24/7 use in all ATMs and POS that accept VISA in Albania and worldwide.

Security with your card!

  • Secure card with the most advanced technology Chip & PIN. Code 4-digit PIN known only by you.
  • Internet payments more secure through Verified by VISA.
  • Your money is safe! You lost the card, ask its blocking
  • 24 hours information service

Contact us on telephone service 24/7, to get more information

4. Deposits


In case your business has no other investment plan for a certain period of time the Deposit is an excellent opportunity to invest your savings.

Secure

The Deposit in Raiffeisen Bank is insured for the amount up to 2.500.000,00 (two million and five thousand) Lek by the Deposits Insurance Agency - www.asd.gov.al, according to provisions of Law no. 53/2014, date 22.05.2014 "On the Deposits' Insurance" as amended.

Term Deposit

Raiffeisen Bank offers Terms Deposits with the most favorable interest rate in the Albanian banking sector. The Terms Deposit offers multiple choices like:

  • Multiple Maturity terms that varies from 1 month up to 60 months
  • Different Currencies: ALL, EURO, USD, GBP
  • 6 different deposits bands that varies from the deposited amount.
  • Growing Interest Rates

Extra Deposit

Extra Deposit is the best choice for businesses. This deposit enables deposit and withdraw money at any moment. Extra Deposit is a new investment opportunity which offers maximum flexibility and the best interest rates.