Home Loans for Self-Employed Individuals (PF) Make your dream home happen

Identification Documentation:

• Personal identification document (if applying with a co-borrower, the document is also required for the co-borrower)
• Family certificate

Financial Documentation:

• Document for income verification (with balance sheet or self-declaration; if applying with a co-borrower, the document must also be submitted for the co-borrower).

With self-declaration

• Extract from the National Business Center (not older than 5 days)
• Professional license (if applicable)
• Certificate of no liabilities at the Tax Office (not older than 5 days)
• FDP (Business Income Tax Declaration and Payment Form), summary of the last two years (if more than 1 year of activity)
• Self-Care system submission for the current year
   

With balance sheet

• Extract from the National Business Center (not older than 5 days)
• Professional license (if any)
• Certificate of no liabilities at the Tax Office (not older than 5 days)
• Last year's balance sheet (signed and stamped by an accounting expert)
• FDP (Business Income Tax Declaration and Payment Form), summary of the last two years
• Monthly FDP for the current year

Property Documentation:

• Certificate of ownership for the property being purchased or to be left as collateral for the bank
• Property file
• Indicative map
• Draft purchase contract
• For the secured loan, the property being purchased or another property must be blocked for the purpose of the loan, in case the property being purchased does not have a certificate of ownership
• You can benefit from financing up to 100% by blocking a second property as collateral for the purpose of the loan
• Other costs that must be paid in connection with the loan: property valuation, loan contract and blocking of collateral in the ASHK
• Life insurance and property insurance