Current Account

Having a current account in Raiffeisen Bank, everything gets easier for you.


Standard Account is a current account through which you may perform all kinds of banking transactions, transfers, cash deposit/cash withdrawal and other payments.

Flexibility 24/7

When opening a current account, you may request to get provided with a Debit Card VISA Electron, that gives you the possibility to:

  • perform cash withdrawal transactions from your current account 24 hours per day, 7 days in a week, through the ATM Raiffeisen Network and each ATM that have VISA logo, inside and outside Albania.
  • perform payments at all POS that have VISA logo, inside and outside Albania. Automatic Bill Payments a service that offers possibility of automatic bill payments from your current account, of the utility services, such as electricity Bills, Water Supply Bills etc.


The Deposit in Raiffeisen Bank is insured for the amount up to 2.500.000,00 (two million and five thousand) Lek by the Deposits Insurance Agency -, according to provisions of Law no. 53/2014, date 22.05.2014 "On the Deposits' Insurance" as amended.


Fixed Periodical Payments can be done through the current account in the favor of the third parties.

  • Convenient Saving Options. You may transfer periodically and automatically a fixed amount from your current account in a Flexi Deposit having the possibility to save your earnings. Consumer Loans, Mortgage Loans

Automatic Payments (Direct Debit) of utility payments

  • Bill payment at branches, Raiffeisen On, automatic payments (direct debit) are listed below:
  • ONE

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