FAQ’S for Housing Loan

Find below the answers to the most frequent customer’s questions. If you have other questions please consider:

 

  • Visiting the nearest Raiffeisen Bank branch
  • Phone number: 00355 4 2381 381
  • Email address: [email protected] 

Frequently asked questions

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Yes, you can apply by yourself for a housing loan, without a coborrower, if your incomes are enough to cover the loan instalment and if you legally are “unmarried”

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Yes, you can be financed for a house which is under construction, by bringing another property as collateral, always respecting the terms and conditions of the bank related to the type of property, value and coverage of the loan

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To get financed by the bank for a housing loan, you have to be employed and have declared incomes that cover the loan instalment, despite a property to be used as pledge for the bank. If the house you would like to buy is not registered yet, you should have another property for pledge, but it is crucial you are engaged in work and have incomes from work

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The amount of loan depends on some factors that are related to the monthly instalment and the tenor of the loan. The bank also offers different maximum amounts of loan for different type of clients. The bank finance up to 85% of the value of the house that will be bought

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Yes, you can be financed for both objects, with the condition that the house and the garage are located at the same building or complex of buildings

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You can bring another property as collateral, but it should be a residence type, a living apartment or villa

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