General Conditions and Documentation for Housing Loan

General Product Conditions

Up to a value of 21'000'000 ALL or 180'000 EUR

Up to 100 % financing of the value of the house

Up to 30 year loan tenor for affordable instalment

Competitive Interest rates

Best financial consulters

Documentation

Identification documents:

• Personal ID (if applied with a Co-Borrower, Personal ID of Co-borrower needed too)
• Family Certificate

Financial Documents:

• Documents verifying your employment and incomes (if applied with a Co-Borrower, financial documents of co-borrower are needed too)

Property legal documents:

• The certificate of ownership of the house that will be bought or left as collateral
• The cartel of Property
• The map of the property
• A draft of Selling-Buying agreement

Raiffeisen Bank offers Financing with ESG (Environmental Social Governance) Loan or GREEN Loans.

Purpose:

Raiffeisen Bank's commitment to promoting sustainable development and supporting the environment, climate change, CO2 (carbon dioxide) emissions and energy efficiency.

ESG Loan Financing is offered for:

1- Purchase Apartments built from January 2021 (equipped with energy efficiency certificates)

2- Apartments with energy efficiency certificates