General Conditions and Documentation for Housing Loan

General Product Conditions and Documentation Conditions

General Product Conditions

Up to a value of 21'000'000 ALL or 180'000 EUR

Up to 100 % financing of the value of the house

Up to 30 year loan tenor for affordable instalment

Competitive Interest rates

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Identification documents:

  • Personal ID (if applied with a Co-Borrower, Personal ID of Co-borrower needed too)
  • Family Certificate

Financial Documents:

  • Documents verifying your employment and incomes (if applied with a Co-Borrower, financial documents of co-borrower are needed too)

Property legal documents:

  • The certificate of ownership of the house that will be bought or left as collateral
  • The cartel of Property
  • The map of the property
  • A draft of Selling-Buying agreement

ESG Loan

Raiffeisen Bank offers Financing with ESG (Environmental Social Governance) Loan or GREEN Loans.


Raiffeisen Bank's commitment to promoting sustainable development and supporting the environment, climate change, CO2 (carbon dioxide) emissions and energy efficiency.

ESG Loan Financing is offered for:

1- Purchase Apartments built from January 2021 (equipped with energy efficiency certificates)

2- Apartments with energy efficiency certificates

Find out more


Monthly instalment calculator

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