You have invested a lot for your home. Now it’s time for your home to do something for you! With a Home Equity Loan, it is possible. The loan can be used for anything you might need.

Starting from April 1, 2017 you may benefit Fix Interest Rates for up to 3 years for:

1. Home Equity Loan


Home Equity Loans in LEK

4.5% fixed Interest rate for the first year for Home Equity Loan in Lek for all segments of clients

5.9% fixed Interest rate for 3 years for Home Equity Loan in Lek for all segments of clients

*All premium customers will benefit 50% discount of administration fee

Products Terms and conditions

  •  Up to 70% the value of your house to a maximum of 6'000'000 Lek 
  • Loan Tenor up to 20 years
  • The fixed spread rate for the whole Home Equity Loan, gives you security and comfort on managing the cost of our investment plan and the repayments.
  • Wide branches network where you can make your loan application
  • Favourable interest rates 

2. Standard Terms and Conditions


Home Equity Loan in Lek

  • SD Customers: T-Bills + 2.55%
  • NSD Customers: T-Bills + 3.05%

For the Premium Customer:

Interest Rate for the Salary and Non Salary customers is: T-Bills + 2.30%

 

 

*SD: All customers that take the salary through Raiffeisen Bank

**NSD: All customers that take the salary through other banks

For further information, please visit one of Raiffeisen Bank branches, even on Saturday.

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