It’s fast, secure and easy!

You don’t have to worry about the money! With RSF loan you can buy right away that contemporary furniture, home appliances or your favorite Laptop. Raiffeisen Bank enables financing the products that you desire inside the shop and there is no need to visit the Bank! Visit NEPTUN Shops, Globe, I Stream - Apple Store, Smart Point Shops, Shpresa - AL, Studio Moderna (Top Shop) and Vodafone shops where everything is provided in store by our staff.


Loan maturity Up to 4 years
Loan Amount Min: 10.000 leke - Max 300.000 leke

Percentage of Financing

Interest Rate

Administration Fee

up to 100%

Tribor + 11.6% for Salary Customers /  Tribor + 16.6% for Non-Salary Customers

5000 ALL for Salary Customers /  5% of Loan Amount for Non-Salary Customers

Documents required

Identification Document

Telephone Number

An active Current Account in RBAL

Additional documents depending on the application case (Recent Salary Document** and Account Statement for the last 6 months.) 

* In cases when the Base Rate is negative, the bank will consider it 0 in the interest calculation.

**Salary Document must include : Start Date, Company Logo, Nipt, Stamp, Adress ,Contact Number, Adminstrator Full Name and signature. To be stated Gross or Net Aplicant Salary, Job Position and Employment Period. 

For more information, pick up a brochure, contact the personal banker in your local branch, or phone our Call Centre on +355 4 2381381.

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