Scan & Pay

The newest innovative service provided by Raiffeisen Bank, offers you the opportunity to pay through Raiffeisen ON application in a wide number of merchants within the country.

The easiest and fastest way by scanning a QR image created at cash desk / cash out, to make all your purchases in just a few seconds.

We are the first in Albania to offer this service, and we always come closer to you with continuous innovations.

This service is free of charge for all individuals customers through Raiffeisen ON App.


Some essential benefits:

  • Immediate and secure payment transfer from customer account to merchant account 
  • Lower commissions compared to card payments
  • Real-time payment verification and analytical report
  • Multi-functional (ECR, E-Commerce, EFT POS, Mobile)
  • Can be integrated directly at cash desk of any merchant
  • Higher limits of usage
  • Lower risk of fraudulent transactions

Which industries can use this service:

  • Retail Stores
  • Bar and Restaurants
  • e-Commerce 
  • Fuel traders    
  • Distribution 
  • Etc.
Do not miss the opportunity to offer this innovative service in your business. Choose one of the opportunities to benefit, collaborate and become part of this innovation.
Contact directly your: Customer Relationship Agent.
Send an email to: [email protected]
Call us now at: +355 4 2381 381

Merchants who currently offer this service


o Spar - TEG and QTU shopping center
o Neptun - TEG shopping center
o Shpresa AL - All stores and online
o Globe Shop - GLOBE Shopping Center
o Max Optica - QTU Shopping Center & Wilson Square
o Arteg - TEG shopping center
o MAC (Orbico) - Sami Frashëri Str.
o Anais - Shop Elbasan Str.
o Miniso (Mirage Retail And Consulting) - QTU shopping center
o Buy Smart Store – Mine Peza Str.
o Alviero Martini - All stores
American Fitness –  Kavaja Str., Near'Lana Park'Building
Avatars  –  Online tek
PC Store –  Dibra Str.
Mango – TEG and QTU shopping center
Okaidi –  TEG and QTU shopping center, Myslym Shyri Str.
Springfield – TEG shopping center
Cortefiel – TEG shopping center
Prenatal  – TEG shopping center
Parfois  – TEG and QTU shopping center
Carpisa –  TEG and QTU shopping center, Myslym Shyri Str.
Women'Secret  – Qendra tregtare TEG
o  Geox – Qendra tregtare TEG dhe QTU
o  Sun Wellnes Center dhe Sun Fit -  Sun Hill Residence, Kodra e Diellit
o  Jumbo - TEG and QTU shopping center


What we offer you during installation:  

  • Registration of merchant parameters in OpenPay system (Scan & Pay)
  • Communication parameters 
  • Connect remotely to the OpenPay platform using the OpenPay App
  • Remote help to connect to the OpenPay platform using eCommerce
  • Creating a trading account on the OpenPay Portal and securely sending credentials by email / sms 
  • Training and various training materials
  • Phone support

Fees and Commissions for Merchants:


 OpenPay installation fee to the Marchant / Points of sale (for e-Commerce or Mobile application)
          1200 LEK                
* Note: This fee does not include physical installations or visits from OpenPay to the Merchant. location.
   Fixed Fee/ for points of sale.
   This fee will be applicable if the monthly total number or transactions from OpenPay will be less than 20.
      350 LEK       
  Merchant Mobile application commissions
Min 0.50%, Max 1.25% (negotiable and% over the sales volume of the Merchant.
  POS Integrated Payments Commission
Min 0.50%, Max 1.25% (negotiable and% over the sales volume of the Merchant.
  ECommerce Payments Commission
Min 0.50%, Max 1.25% (negotiable and% over the sales volume of the Merchant.
* Note: All fees are with V.A.T

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