Term Deposit

Customize your own Term Deposit!

Term Deposit is an agreement between the bank and the customer for a specified term and amount. For the invested amount, the customer will benefit the interest according the amount, term, currency and the frequency of crediting the interest, as it is defined in the contract agreement.

• Transparency   You will be informed immediately about the terms and conditions of the deposit you have built.
• Flexibility         You can access your funds anytime you need them.
• Maximum insurance

The Deposit in Raiffeisen Bank is insured for the amount up to 2.500.000,00 (two million and five thousand) Lek by the Deposits Insurance Agency - www.asd.gov.al, according to provisions of Law no. 53/2014, date 22.05.2014 "On the Deposits' Insurance" as amended.

Open a Term Deposit today and you could choose:

The maturity date of the deposit

The frequency of crediting the interest

• At maturity

The account the interest will be credited on

• Your current account

The renewal option

Come to the Bank to renew your term deposit

Auto renewal

• Principal only
• Principal and interest

The date of renewal

• Immediately when matured
• 1-5 days after matured