Credit Card with a partial monthly payment could be used for shopping services and payments.

Buy now, pay later!

Get a credit limit provided by the Bank at your disposal at any moment. Use your limit to meet your needs and desires. Next month you can pay a minimum of 5% of the amount spent, up to 100%. For the remaining amount favorable financial interest is applied.

Also you can reload your card at any time over the approved limit and this limit will be available for use.

Use Fast loan in your pocket!

Spend paying any product or service that you want, through a credit line, all on a credit card. You can make payments and purchases at any time without any penalty.

With credit card you can use the money of the Bank for a period of up to 45 days without paying any interest.

Every month you can pay in installments starting from 5%.

You will be notified by SMS for the international & online transactions performed with a Credit Card and for the monthly statement also.  Now you can be notified even through the social media messaging channels as Viber & Telegram.


Gold Card that meets your needs!

  • Special Status.
  • Free access to TIA (Tirana International Airport) lounge.
  • Flexibility in repayment mode
  • Opportunity to select ALL or the Euro currency in which you wish to get the card
  • Gold Credit Card associated with Travel Insurance protection, if your flying ticket is paid via MasterCard Gold
  • 25 € yearly commission
  • 0% commission on all purchases in POS at home and abroad as well as internet
  • National and international use all services offered
  • Maximum security
  • Ease of application
  • Performing payment for goods and services anywhere in the world, at any POS trading unit that displays the MasterCard logo
  • ATM withdrawals at any ATM that displays the MasterCard logo 24 hours a day, 7 days a week, or at the counters of banks that accept these cards
  • Online shopping, hotel reservations, card rental pickup, purchase airline tickets, international calls etc;
  • Very favorable conditions
  • Summary bill for all the actions that you perform at the beginning of the following month