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SE Business: Banking Products/Services

Medium Business Financing is one of the priorities of Raiffeisen Bank in Albania. In order to offer a better service to the businesses, our banks besides improving existing products, is offering new products, mainly for loans. In this page you can find information regarding financing for small businesses, banking services, terms and conditions, trade finance products and many other important business information for you.

Current Account

A Current Account is an account in which are registered the customers continuous and chronologic banking transactions, The client can do cash deposits , cash withdrawals also cash tranfers from it’s current account at any time. Raiffeisen Bank through this current account offers to SE businesses a safe place for keeping their savings in main currencies such as: LEK, EURO, USD, GBP, CHF.

Savings Deposit

Savings Deposit is an account in which are deposited the customer’s funds with the benefit of being accessible at any time respecting the established minimum amount. Savings Deposits are subject to interest.


The Deposit in Raiffeisen Bank is insured for the amount up to 2.500.000,00 (two million and five thousand) Lek by the Deposits Insurance Agency -, according to provisions of Law no. 53/2014, date 22.05.2014 "On the Deposits' Insurance" as amended.

Escrow Account

A safe account, in borrowers name, for paying obligations through cash deposit on C/A (neutral third parties –escrow agents) where money will be paid after fulfillment of condition, as defined on the agreement.

The best choice for a quick and reliable service.Sending and receiving funds has never been more convenient or efficient than with Raiffeisen Bank, whether making transfers in Albania or across the world.The largest branch network in Albania and the greatest number of Corresponding Banks worldwide makes it easier and safer and for your bank transfers. At Raiffeisen Bank you will always find facility for your operations, a qualified staff and confidentiality for all of your banking transactions.


International Money Transfer

Being a member of SWIFT network allows Raiffeisen Bank to execute international money transfers in such a fast manner that the funds reach the beneficiary within maximum of three business days regardless of from or to which country the funds are being sent. Our SWIFT code is SGSBALTX.

a) Sending International Money Transfer

You can send international money transfer from any of our branch or agency.

If you would like to send International Money Transfer, bring the following information when you visit us:

  • Full name and address of the beneficiary
  • Name and SWIFT code of beneficiary’s bank
  • Account number of the beneficiary with beneficiary’s bank (IBAN if applicable)Purpose of payment


b) Receiving International Money Transfer

  • You can also receive international money transfer at any of our branch or agency.Please provide following information to a company or a person that would like to send you International Money Transfer:
  • Beneficiary’s Bank: Raiffeisen Bank (Albania, Tirana, SWIFT code: SGSBALTX.
  • Beneficiary’s account: Number of your account with RBAL
  • Beneficiary’s name: Your name or name of your company as it is registered with RBAL


Domestic Money Transfer

We are connected to the Central Bank of Albania. This enables us to execute domestic, transfers which are transfers to and from a beneficiary that maintains an account with a bank in Albania.For more information please contact a Customer Relationships Officer at the Branch nearest to you.