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Micro businesses: Banking Products and Services

Current Account

When you chose one of the Micro Business packages, automatically a Current Account is opened for you offering the possibility to use all the banking services like:

Cash deposit and withdrawals at any time in 100 branches all over Albania
Domestics transfers within Raiffeisen Bank in Albania
Debit Card Mastrecard linked to the current account
National and International Incoming and Outgoing Transfers
Different Payments for third parties: Custom, Taxes, Albtelecom, OSSH, or suppliers
SMS Alert
Fixed Periodic Payments
Cheque Payments

Secure

The Deposit in Raiffeisen Bank is insured for the amount up to 2.500.000,00 (two million and five thousand) Lek by the Deposits Insurance Agency - www.asd.gov.al, according to provisions of Law no. 53/2014, date 22.05.2014 "On the Deposits' Insurance" as amended.

Employee Salary Processing

From more than 3 years, Raiffeisen Bank offers the employee salary processing for the Public Institutions and Private Companies. Salary Processing enables to the Micro business owners a fast & efficient employee salary processing, offering at the same time a specific and easy way to use the software for calculating the salaries.

Paga + Software include:

  • Salary table

    Fill-in forms for:
    • Social Contributions
    • Health Contributions
    • Employee’s income taxes

Paga + Software automatically generates all Tax Office Standard Fill-in Forms and includes free technical assistance. It's designed for Micro Business employees who, upon signing an agreement with the company, receive a personal current account with salary deposits and a Mastercard debit card. The Paga + Package offers preferential terms & conditions, catering to the banking needs of Micro Business Employees.

Raiffeisen Bank offer money transfer service for all its clients in a simple, safe and fast way within bank accounts or other banks (within Albania or not)

Deposits

In case your business has no other investment plan for a certain period of time the Deposit is an excellent opportunity to invest your savings.

Secure

The Deposit in Raiffeisen Bank is insured for the amount up to 2.500.000,00 (two million and five thousand) Lek by the Deposits Insurance Agency - www.asd.gov.al, according to provisions of Law no. 53/2014, date 22.05.2014 "On the Deposits' Insurance" as amended.

Term Deposit

Raiffeisen Bank offers Terms Deposits with the most favorable interest rate in the Albanian banking sector. The Terms Deposit offers multiple choices like:

  • Multiple Maturity terms that varies from 1 month up to 60 months
  • Different Currencies: ALL, EURO, USD, GBP
  • 6 different deposits bands that varies from the deposited amount
  • Growing Interest Rates

Extra Deposit

Extra Deposit is the best choice for businesses. This deposit enables deposit and withdraw money at any moment. Extra Deposit is a new investment opportunity which offers maximum flexibility and the best interest rates.