Don’t postpone your summer plans any longer

Choose the personal loan with an interest rate that decreases by 1.5% each year after the first year.

*In no case will the interest rate fall below the Minimum Interest Rate of 5%!

The offer is valid until July 31, 2025.

Attention! Borrowing money costs money. Make sure you are fully informed before making a decision.

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What would you like to do today?

Do you want to know how to bank with us? Find out how easy it is to join Raiffeisen Bank.

Earn 1,500 lek for every friend you invite to Raiffeisen! In addition, we will give your friend 1,500 lek after he becomes a new client of the bank.

RaiPay Make transfers from card to card in the blink of an eye

Now through RaiPay you can send money in and out of Albania in a few seconds.

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Digital Platforms Say hello to RaiYouth

Introducing our super cool app, designed just for young people! Are you 18 to 25 years old? Download and activate the app and start your first financial journey, with a completely digital account, for free.

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More friends, more benefits, in just 2 steps! Invite & Earn

Earn 1,500 lek for every friend you invite to Raiffeisen! In addition, we will give your friend 1,500 lek after he becomes a new client of the bank.

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Retail Sales Financing Make your super home happen

Buy now your electronics at Neptun with Express Loan.

0% interest, 0 commission installments up to 60 months
Up to 500.000 ALL
Apply with your ID
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Banking made easy with Raiffeisen ON - the most advanced banking app in Albania.

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Benefit from the exchange rate that Raiffeisen Bank offers:

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Treasury Bills and Bonds are financial instruments issued by the Albanian Government.

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No matter where you are in life or what kind of advice you are looking for, we are here to support you.

Life moments

Beginning your journey as a student? Aspiring to travel around the world? Or dreaming of owning your own home? No matter what your goals are, we're here to support you every step of the way.

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Managing your money

Keep your finances under control with some smart tips, useful tools and handy guides for budgeting, saving and borrowing money.

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Navigating difficult times

Do you find yourself in a trying time or financial difficulties? We are here to help you when life takes an unexpected turn.

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