Plan the surprise trip at any moment

Apply completely online and benefit from:

Fixed interest rate 6.5% for the first 5 years of the loan if you apply outside of bank business hours
Fixed interest rate 8.5% for the first 5 years of the loan if you apply during bank business hours

Learn more Apply now

This Offer is valid until March 15, 2026

Attention! Borrowing costs money. Be fully informed before you decide.

What would you like to do today?

A bank account that rewards you

Pay with a card at physical sales points or online and win:

4,500 Lek for three months

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The offer is valid until March 31, 2026.

To receive the reward, you must make a minimum of 5 card payments during the month the account is opened, as well as during the following two months.

Invite & Earn!

Earn 1,000 lek for every friend you invite to Raiffeisen! In addition, we will give your friend 1,000 lek after he becomes a new client of the bank.

Invite your friends

Become a client of Raiffeisen Youth

Pay with a card at physical sales points or online and win:

4,500 Lek for three months

Download Learn more

The offer is valid until March 31, 2026.

To receive the reward, you must make a minimum of 5 card payments during the month the account is opened, as well as during the following two months.

Experience 2026 EuroLeague Final Four live from the court

Perform at least 5 transactions with Raiffeisen Bank Visa cards, with a total value of no less than 5,000 lek, and qualify to win an unforgettable experience to 2026 EuroLeague Final Four in Athens.

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You might also find these offers interesting

Mastercard  POSÍ

Support program for small and medium-sized businesses with physical stores, providing POS equipment/RaiPOS free forever and 0% commission on card transactions up to an annual limit, according to the sector of activity starting from May 1, 2025.

Learn more
Mastercard Day

Get 10% cash back (up to a maximum cash back value of 5,000 Lekë / 50 Eur) for purchases with our credit cards at Raiffeisen merchants' points of sale (POS).

Learn more
Make your super home happen

Buy now your electronics at Neptun with Express Loan.

0% interest, 0 commission installments up to 60 months
Up to 500.000 ALL
Apply with your ID
Learn more

Payment and transfers without borders with SEPA

A new service that will offer you a faster, more reliable, and standardized way to make payments throughout the SEPA area.

Learn more

Raiffeisen ON

Banking made easy with Raiffeisen ON - the most advanced banking app in Albania.

Learn more

Currency Exchange

Benefit from the exchange rate that Raiffeisen Bank offers:

Learn more

Investment in Securities

Treasury Bills and Bonds are financial instruments issued by the Albanian Government.

Learn more

Your Life, Your Money

No matter where you are in life or what kind of advice you are looking for, we are here to support you.

Life moments

Beginning your journey as a student? Aspiring to travel around the world? Or dreaming of owning your own home? No matter what your goals are, we're here to support you every step of the way.

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Managing your money

Keep your finances under control with some smart tips, useful tools and handy guides for budgeting, saving and borrowing money.

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Navigating difficult times

Do you find yourself in a trying time or financial difficulties? We are here to help you when life takes an unexpected turn.

Learn more