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Make your dream home happen

Realize your dream of the ideal home. Finance the purchase with a home loan and start a new chapter in your life.

  • Fixed interest rate 4% for the first 10 years with APR 4.05%
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The offer is valid until December 31, 2026. After the fixed interest rate period, standard rates will apply according to the customer segment.

Note: Borrowing is a financial responsibility and involves costs. Get informed well before making a decision.

What would you like to do today?

Invite & Earn!

Earn 1,000 lek for every friend you invite to Raiffeisen! In addition, we will give your friend 1,000 lek after he becomes a new client of the bank.

Invite your friends

Payment and transfers without borders with SEPA

A new service that will offer you a faster, more reliable, and standardized way to make payments throughout the SEPA area.

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You might also find these offers interesting

  • Mastercard  POSÍ 2.0

    Support program for small and medium-sized businesses with physical stores, providing POS equipment/RaiPOS free forever and 0% commission on card transactions up to an annual limit, according to the sector of activity starting from May 1, 2026.

  • Make your super home happen

    Buy now your electronics at Neptun with Express Loan.

    • 0% interest, 0 commission installments up to 60 months
    • Up to 500.000 ALL
    • Apply with your ID

Raiffeisen ON

Banking made easy with Raiffeisen ON - the most advanced banking app in Albania.

ron download
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Currency Exchange

Benefit from the exchange rate that Raiffeisen Bank offers:
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Investment in Securities

Treasury Bills and Bonds are financial instruments issued by the Albanian Government. 

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Your Life, Your Money

No matter where you are in life or what kind of advice you are looking for, we are here to support you.

  • Life moments

    Beginning your journey as a student? Aspiring to travel around the world? Or dreaming of owning your own home? No matter what your goals are, we're here to support you every step of the way.

  • Managing your money

    Keep your finances under control with some smart tips, useful tools and handy guides for budgeting, saving and borrowing money.

  • Navigating difficult times

    Do you find yourself in a trying time or financial difficulties? We are here to help you when life takes an unexpected turn.
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Responsible banking for a sustainable future

To achieve our goal of becoming a responsible bank, we drive the development of green financial products and services.

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Latest news

Find out about our latest news, expert inputs and initiatives.

Albania: A New Frontier

The Investment Forum promotes Albania as an emerging investment hub, unlocking strategic opportunities for Investors.

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