You have the plan, we give you the opportunity

Apply for a personal loan completely online and benefit:

Fixed interest rate 6.5%

for the first 3 years of the loan

Learn more Apply now

Offer valid until October 31, 2025

Attention! Please make sure your loan is processed entirely through the digital channel in
order to benefit from the 6.5%! Borrowing money costs money. Make sure you are fully informed beforeyou decide.

What would you like to do today?

Open an online account

Do you want to know how to bank with us? Find out how easy it is to join Raiffeisen Bank.

Open an account Learn more

Payment and transfers without borders with SEPA

A new service that will offer you a faster, more reliable, and standardized way to make payments throughout the SEPA area.

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Invite & Earn!

Earn 1,500 lek for every friend you invite to Raiffeisen! In addition, we will give your friend 1,500 lek after he becomes a new client of the bank.

Invite your friends

Raiffeisen Youth

The first app for young people who want digital banking. Financial freedom, simple money management, and personalized benefits for the youth.

Download Learn more

You might also find these offers interesting

Mastercard  POSÍ

Support program for small and medium-sized businesses with physical stores, providing POS equipment/RaiPOS free forever and 0% commission on card transactions up to an annual limit, according to the sector of activity starting from May 1, 2025.

Learn more
Mastercard Day

Get 10% cash back (up to a maximum cash back value of 5,000 Lekë / 50 Eur) for purchases with our credit cards at Raiffeisen merchants' points of sale (POS).

Learn more
Make your super home happen

Buy now your electronics at Neptun with Express Loan.

0% interest, 0 commission installments up to 60 months
Up to 500.000 ALL
Apply with your ID
Learn more

Raiffeisen ON

Banking made easy with Raiffeisen ON - the most advanced banking app in Albania.

Learn more

Currency Exchange

Benefit from the exchange rate that Raiffeisen Bank offers:

Learn more

Investment in Securities

Treasury Bills and Bonds are financial instruments issued by the Albanian Government.

Learn more

Your Life, Your Money

No matter where you are in life or what kind of advice you are looking for, we are here to support you.

Life moments

Beginning your journey as a student? Aspiring to travel around the world? Or dreaming of owning your own home? No matter what your goals are, we're here to support you every step of the way.

Learn more
Managing your money

Keep your finances under control with some smart tips, useful tools and handy guides for budgeting, saving and borrowing money.

Learn more
Navigating difficult times

Do you find yourself in a trying time or financial difficulties? We are here to help you when life takes an unexpected turn.

Learn more