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Home loans

Unsecured Loans: Personal loan

Apply for a personal loan online or in a branch today and head on to your future journey.

  • Up to 3 million Lekë
  • Fast approval in less than 30 minutes

Benefits of Personal Loan with us

If you are an individual with verified incomes, you can find the perfect choice here and improve your life.

Full financing from 100,000 - 3,000,000 ALL
Up to 120 months tenor
No collateral and justifying loan purpose
Apply online, in Raiffeisen ON or in branch

*Based on customer segment and risk classification

Manage your existing home loan

What you need to apply

  • Personal ID Document
  • Family Certificate
  • Income Declaration

    *The Bank reserves the right to request additional documentation on a case basis.


No need to wait long to fulfill a need or a desire for you and your family. Personal Loans offered for you are the right financial tools to make all your desires come true.

To qualify for a Personal Loan you must:

  • Be resident in Albania.
  • Have verifiable income and be employed by a state or private institution, within Albania.