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Terms and Conditions

Legal Information

This website is property of Raiffeisen Bank Sh.a. By accessing it the user agrees to be bound by the terms and conditions bellow. Copyright The entire content of this website is subject to copyright with all rights reserved. Any complete or partial downloading, storing, copying, reproducing, transmitting, distributing, modifying or otherwise using of the content of this site, including of the applications and software offered herein, without the prior written consent of Raiffeisen Bank Sh.a., is prohibited, except to the extent permitted by the Copyright Act, provided that any copyright or other notices shall not be removed or changed.


By opening and/or using the information, services, links, functions, applications or programmes (hereinafter: "contents") offered on this website, the user hereby agrees to be bound by the terms and conditions set out below:

Copyright law:

The contents offered on this website (hereinafter: “the Website”)and its sub-sites are protected by copyright law. The downloading or storage of applications or programmes contained on the Website and the (complete or partial) reproduction, transmission, modification or linking of the contents of the Website shall only be permitted with the express and written consent of Raiffeisen Bank Sh.a. Users are, however, entitled to print, download or store individual pages or segments of this website under the provisions of copyright law and only if the copyright notices or other designations protected by law are neither removed nor changed.

No solicitation or investment recommendation:

The contents of the Website shall serve only information purposes and shall not be considered a solicitation or an offer to buy or sell any type of investment instrument under the applicable capital market laws. Any concrete investment decision should be preceded by an appointment with an investment advisor, and we would be pleased to offer our services in this respect.

Information content, timeliness of information:

Raiffeisen Bank Sh.a. has made every effort to ensure reliability in researching the information published on its Website as well as in selecting the source of information used. Nonetheless, Raiffeisen Bank Sh.a. does not assume any liability whatsoever for the correctness, completeness, timeliness or uninterrupted availability of the information made available on its Website or as regards the sources of information used. Any market analyses, price and company analyses as well as forecasts published on the Website are based on the information available and the market assessment at the point in time stated in the respective publications. The company analyses may rely in part on information taken directly from the respective company's own sources. We do not assume and hereby expressly exclude any liability for the correctness, completeness or actual occurrence of the events described in the forecasts.

Restricted access due to local regulations:

Due to the laws applicable in some jurisdictions or regulations imposed by capital market or securities authorities, some of the information eventually published on the Website (e.g. stock analyses) is not addressed to private individuals. In order to ensure the enforcement of such local access restrictions, Raiffeisen Bank Sh.a. retains the right to take any (technical) measures it may deem suitable for restricting such information or segments of information subject to the aforementioned restrictions. The passing on of information contained on the Website, which is subject to local access restrictions valid in certain countries, to the persons stated in the relevant restrictions may constitute a breach of securities law or of other laws of said countries.

Links to websites or URLs of third-party providers:

Raiffeisen Bank Sh.a. does not assume any liability for the content of websites or URLs of other providers to which links are provided. Neither does Raiffeisen Bank Sh.a. assume any liability for the uninterrupted availability or full functionality of the links to websites or URLs of third parties.

Exclusion of liability:

Raiffeisen Bank Sh.a. makes no warranty and will accept no liability for any damages whatsoever (including consequential or indirect damages, or lost profits) relating to the access to the Website, the opening, use or querying of the contents on the Website or relating to the links set up on the Website to websites or URLs of third par-ties. This applies also in cases in which Raiffeisen Bank Sh.a. points out the possibility of incurring such damages. Furthermore, Raiffeisen Bank Sh.a. shall not be liable for technical disruptions such as server breakdowns, operating disruptions or failures of the telecommunications links and other similar events, which could lead to the (temporary) unavailability of the Web-site as a whole or parts of it.

Changes to the Website:

Raiffeisen Bank Sh.a. retains the right to change and to remove the Website at any time (if necessary also without prior notice), in particular as regards changing existing contents (in full or in part) and adding new contents.