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Fintech Partnerships

Together, we are on a mission to revolutionize the financial landscape and deliver cutting-edge solutions to our customers.

Partner with us Back to Innovation

What have we achieved through time?

Real products, built together with fintech and startup partners through the Elevator Lab program.

Illustrated scene of a customer making a mobile payment at a clothing store checkout counter. A cashier stands behind the register while the shopper holds up a smartphone displaying a QR code. Nearby, a garment rack shows colorful jackets and shirts, and shelves beneath the counter hold folded clothes and a yellow bag. A separate display stand features a large QR code, emphasizing contactless payment in a modern retail environment.

Scan and Pay

The easiest and fastest way by scanning a QR image created during payment, to make all your purchases in just a few seconds. This service was born from the partnership with Symmetric, a fintech that in 2018 won the local Elevator Lab competition organized by Raiffeisen Bank.

White line art of a stylized frog is centered on a bright yellow background. The frog illustration is simple and symmetrical, with rounded shapes and clean outlines. Below the frog, the word "KUIK" appears in bold white uppercase letters. The overall design feels modern, playful, and highly graphic.

KUIK

KUIK is a solution which enables fund transfers in ALL initiated and ordered through a mobile application. This product was developed in collaboration with Mpay, one of the finalists of the international competition Elevator Lab, held by Raiffeisen Bank International.

A white abstract symbol resembling stylized letters appears centered on a bright yellow background. Beneath the symbol, the word LEND is clearly visible in white uppercase text. The design is clean and minimal, emphasizing strong contrast between the white graphic and the vivid yellow field. The overall composition suggests a modern, digital-oriented visual identity.

AILEND

The collaboration with the winner of Elevator Lab 2019, Greenleaf, with their product that has facilitated the process and shortened the loan application time.

The image features the text ELEVATOR LAB centered on a light, neutral background. The word ELEVATOR is rendered in bold yellow uppercase letters, while LAB appears in black uppercase letters with a registered trademark symbol. The design is clean and minimal, emphasizing the contrast between the yellow and black typography. The overall composition suggests a modern, professional visual identity.

Elevator Lab

Elevator Lab is a leading fintech partnership program powered by Raiffeisen Bank International and one of the most important acceleration programs in Eastern and Central Europe.

Illustration of four open laptops arranged in a circle around a central yellow geometric gem shape. Thin yellow lines connect each computer to the central object, suggesting networking or shared resources. The design uses a clean, minimalist style with a light background and subtle shadows. The overall composition conveys collaboration, digital connectivity, and modern technology.

Are you building the next big fintech?

Elevator Lab is how we discover and partner with the best fintechs and startups in Central & Eastern Europe. If that sounds like you, let's build something together.

Talk to the team

Frequently asked questions

The main route is the Elevator Lab acceleration program, run by Raiffeisen Bank International. Winners and finalists — like Symmetric, Mpay and Greenleaf — have turned their ideas into live banking products with us.

Elevator Lab is a leading fintech partnership and acceleration program powered by Raiffeisen Bank International, and one of the most important of its kind in Central & Eastern Europe.

A fast QR-based payment service that lets you pay in seconds. It was born from our partnership with Symmetric, the 2018 local Elevator Lab winner.

KUIK enables fund transfers in LEK, initiated through a mobile application. It was developed with Mpay, an international Elevator Lab finalist.

AILEND is the result of our collaboration with Greenleaf, winner of Elevator Lab 2019 — a product that simplifies and shortens the loan-application process.Students can join youth initiatives like Junior Achievement, RaiYouth Lab and JunctionX Tirana; startups and fintechs can engage through the Elevator Lab program.

Continue exploring Innovation

This Programs page is one of four Innovation pillars. Discover the rest.

  • A group of young professionals collaborate around a large wooden table in a bright, modern office. Several people are using laptops and tablets while a woman stands and points at a screen, guiding the discussion. Additional colleagues work together in the background on a sofa near large windows, with city buildings visible outside. Framed photos on the wall and casual seating create a contemporary, creative workspace atmosphere.

    About Innovation

    Meet Rinno and discover how we make innovation part of the bank's DNA.

  • Two young coworkers sit at a shared desk, collaborating while working on their laptops in a modern open office. One person leans in and points at the screen, suggesting ideas as the other listens attentively. The workspace features coffee cups, reusable water bottles, and large windows letting in natural light. Colorful sticky notes and diagrams on the wall in the background emphasize a creative, startup-style environment.

    Innovation Programs

    Bootcamps, hackathons and academies that turn ideas into real banking solutions.

  • A group of five colleagues gather around a wooden conference table in a modern office. One woman stands and speaks to the seated team members, suggesting a presentation or discussion. Large windows reveal a colorful building facade outside, while a wall-mounted screen and water cooler emphasize the workplace setting. Laptops, notebooks, and a smartphone on the table highlight a collaborative business environment.

    Collaboration with the Ecosystem

    Co-creating with startups, universities and public partners across Albania.