Join Raiffeisen: Basic Payment Account
Benefit from the advantages of the basic payment account.
Deposits
deposit funds into a payment account
Withdrawal
possibility of withdrawing money from a payment account at branches or ATMs
Bank transactions
payment transactions through a debit card (excluding credit card payment transactions), including online payments
Payments
at terminals and bank branches and through online platforms
Having a basic payment account at Raiffeisen Bank makes, everything easier for you.
- The basic payment account is offered to clients in the Republic of Albania, regardless of income level, employment status, or payment ability history within the Republic of Albania.
- For customer categories benefiting from programs and policies for economic and social assistance schemes according to relevant legislation, services will be provided free of charge.
24/7 Flexibility
When opening a basic payment account, you have the option to request a VISA or Mastercard debit card in the Lek currency, which offers the following benefits:
- Easy payments at all points of sale (POS) inside and outside the country.
- Cash withdrawals from the basic payment account anytime, anywhere, through Raiffeisen's extensive ATM network and all ATMs in Albania and abroad.
- Depositing your funds at Raiffeisen Bank ATMs.
Transferring Payment Account Service
The Bank offers the possibility of transferring payment accounts from the Bank to another payment service provider. In carrying out the process of transferring payment accounts, the Bank shall apply the rules set out in the Regulation of the Bank of Albania.
The transfer of the payment account will be made based on the authorization signed by the Client.
Security
Your deposits in Raiffeisen Bank are fully protected and insured by the Deposits Insurance Agency up to an amount of 2.500.000,00 Lek (two million and five thousand), in accordance with the provisions of Law no. 53/2014, dated 22.05.2014, "On the Deposits' Insurance," as amended.
Comfort
- Fixed Periodical Payments: Convenient transfers to third parties from your current account.
- Automatic Payments (Direct Debit) of utility payments are listed below:
- OSHEE
- VODAFONE
- ONE
- DIGITALB
- UJËSJELLËSI
Join Raiffeisen
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