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Join Raiffeisen: Private Individual Packages

A package for everyone and everything gets easier for you.

Convenient transactions

Enjoy hassle-free and convenient payment options

Easy tracking of expenses

Effortlessly track and monitor your expenses and transactions

Reliable financial management

Keep your finances secure and manage them with ease.

Seamless integration

Seamlessly integrate with a wide range of  services for enhanced flexibility.

Compare our Packages

Do you want to make the most out of the banking experience? Are you interested in a pacakge that makes your life easier?

Frequently Asked Questions

On this part you may find the most frequently asked questions about Individual Packages

A package is a bundle of products and services designed for you, offered at a single monthly fee that is typically lower than the cost of purchasing the same products & services individually. Packages provide a convenient and cost-effective way to access a range of financial products and services that are tailored to meet your specific needs. By bundling multiple services together, packages offer enhanced value and benefits to customers, including exclusive features and reduced fees.

To apply for a package, you can visit our branches with a valid ID card, along with any additional documents that may be required, such as a student certificate if you are between 18-25 years old, or a pension book if you are a pensioner. Our staff will be happy to guide you in selecting the package that best meets your needs and preferences.

For added convenience, you may also apply online for the Classic and Partner packages through our secure RON digital platform.

  • A single monthly commission for a wide combination of products and servicesy
  • Current accounts available in all currencies*
  • Debit cards available in ALL and EUR currencies*- Free access to Raiffeisen ON digital platform
  • Competitive fees for incoming and outgoing transfers
  • Monthly bonuses*

Note: *The above-mentioned benefits may vary depending on the selected package.

Raiffeisen Start is a package tailored to the needs of students who study in university and belong the age of 18-25 years. Apply in our branches with a valid ID document and student card/ certificate! Wishing you lot of success! 

The Raiffeisen Classic package is a comprehensive and efficient banking solution tailored to meet the needs of customers who require essential banking services. This package offers a range of benefits to both salary and non-salary customers, including preferential terms for current accounts and debit cards in LEK currency, as well as money transfers through the RON digital platform. Please bring your ID to one of our branch locations to apply!

Raiffeisen Partner package is a tailored banking solution designed for technology enthusiasts seeking innovative and convenient ways of banking, while being rewarded!  This package offers a range of benefits including preferential terms for current accounts and debit cards in ALL and EUR currencies. Simply present your ID to apply at our branches!

The Raiffeisen Elite package is dedicated to all customers with a wide usage of banking products, offering preferential terms for current accounts in all currencies, debit cards (including gold), and money transfers. To apply for this package, interested customers may visit any of our branches and present their ID. 

Raiffeisen Relax is a package tailored to the needs of pensioners. Apply at our branches with a valid ID and pension certificate!

The terms that apply to your account or package are determined by the segment/package that you have chosen.

In the contract of the current account that you receive from the Bank, you can verify the category of your segment and see in the annex of the contract the tariffs of products and services according to the package.

Click on the link below and see the current tariffs for products and services in the packages.

For those of you who are pursuing higher education in Albania and are between the ages of 18-25, the Raiffeisen Start package is the right choice for you. It is offered with no monthly commission, and you benefit from:

  • Current account
  • Debit card
  • FREE RON digital platform

Present yourself with a valid identification document and student verification to apply at our branches!“


For those of you who primarily perform transactions in the currency LEK, we offer the Raiffeisen Classic package which includes one or more current accounts in LEK, a debit card in LEK, and free RON digital platform.

For all innovation enthusiasts who are looking for new and convenient banking ways, the Raiffeisen Partner package offers an excellent combination of products and services. You can benefit from high limits for your debit card as well as rewards for making at least one transaction on a POS and one transaction on RON (between accounts/other accounts).

The Raiffeisen Elite package is tailored for customers who need accounts in all currencies, debit cards in both ALL and EUR, reduced transfer fees and more.

You can go to the bank's branches to close or change your package. The bank can automatically change your package only in the following cases:

  • If the Classic, Partner or Elite packages expire their 3-year maturity period and you do not visit a branch or alternative channels to choose a package
  • If you do not own any products in the Bank and do not perform any transactions in your account in the last 6 months

If you didn't find your question, you can call the Contact Center at 00355 4 2381 381, visit a branch or contact the virtual assistant RONA.”