Payment and transfers without borders with SEPA
A new service that will offer you a faster, more reliable, and standardized way to make payments throughout the SEPA area.
What is SEPA
SEPA (Single Euro Payments Area) is a European payment area that allows bank transfers in euros between member states quickly, securely, and at low cost. The purpose of SEPA is to unify and simplify payments between European countries, just like domestic payments. SEPA includes all European Union countries as well as several other European states.
The main benefits of SEPA Credit Transfer
A single standard
You can make and receive payments in euros as easily as domestic transfers.
Efficiency and speed
Payments are processed quickly and securely through the SEPA network.
Cost transparency
SEPA transfers are charged the same as domestic euro transfers, in accordance with regulatory requirements.
SEPA participating countries
| Austria | Germany | Spain | Vatican |
| Poland | Monaco | Denmark | Lithuania |
| Belgium | Greece | Sweden | Albania |
| Portugal | Norway | Estonia | Luxembourg |
| Bulgaria | Hungary | Andorra | Montenegro |
| Romania | San Marino | Finland | Malta |
| Croatia | Ireland | Iceland | Moldova |
| Slovenia | Switzerland | France | Netherlands |
| Cyprus | Italy | Liechtenstein | North Macedonia |
| Slovakia | United Kingdom | Czech Republic | Latvia |
SEPA in our online platform
The SEPA service is now fully integrated into Raiffeisen ON. Simply enter the beneficiary’s IBAN and the system will automatically fill in the other necessary beneficiary details, ensuring a simple, fast, and error-free payment experience.
Do you need help?
Find our nearest branch
Our experts are available to discuss with you at our branches.
Contact
From any phone number or email, from anywhere.