Your business starts now, no waiting, no stress
Are you a physical persona or an LLC with an individual beneficial owner looking for an easy way to open your business account?
Open a business account online and spend more time growing your business.
Join Raiffeisen Bank
A fast, simple, and secure process
Simple Registration Process
Your time is valuable. At Raiffeisen Bank, you can open your online bank account with just a few clicks—quickly, easily, and stress-free.
Automatic Account Opening
Once you submit your information and the required documents, our platform takes care of the rest. Your account is opened automatically, allowing you to focus on what matters most: growing your business.
Real-Time Updates
Receive real-time notifications about the status of your application and track the process without any uncertainty.
Maximum security for your data
Your security is our priority. Raiffeisen Bank uses the highest encryption standards and compliance controls to protect all your sensitive information throughout the entire process.
Banking services tailored to your business
Every business is unique, and so are your needs. Choose from a wide range of banking products for you: business accounts, loans, and other services designed to support your growth.
Support when you need It
If you have questions or need assistance, our dedicated team is always there for you, just a call or message away.
SME BUSINESS Member get Member!
You can earn 3000 ALL just by sharing a link
An opportunity to help your business partners and at the same time be rewarded for it.
Don’t let complicated procedures hold you back
Discover the new way of banking with Raiffeisen Bank SME Start. Sign up today and see how easy it can be to open your online business account.
RAIPOS Revolution in simplifying payments
The new RaiPOS application, now available for Android smartphones, helps you offer your customers another card payment option. You can accept contactless payments with your smartphone with NFC reader.
Why Raiffeisen Bank?
We make your financial journey easier with advanced digital solutions, so you can invest in the progress of your business.
Online payments with 0 commission
To third parties, Customs, Treasury Branches, Taxes, and utilities.
Online banking transactions 24/7
Every banking transaction is carried out online 24/7.
0 maintenance fee for Raiffeisen ON
The Raiffeisen ON digital platform has no maintenance fee.
Dedicated manager
Continuous support and guidance.
What you need
To open a business account, prepare these documents:
Packages for your business
We have designed 3 new small business packages which are available to both new and existing customers
BASIC Package
350 Lek
/ Month
It is one of the main packages for new customers who have started their first bank operations, self-employed, traders and new companies.
Recommended
DIGI Package
550 Lek
/ Month
This package is suitable for customers whose preferred way of making transactions and other actions is digital (without visiting branches).
PREMIUM Package
1,250 Lek
/ Month
This package offers convenience, benefits in banking processes and preferential conditions for financing products, for customers who prefer digital channels and/or branches.
Frequently asked questions
On this page you can find the most frequently asked questions about SME Start
Personal data of the legal representative and business owners, the business owner's residential address, and business information.
Clients eligible to apply online for an account are residents of Albania and legal representatives of businesses registered as “physical persona” and “LLC” with individual beneficial owners.
The account will be activated after visiting the branch and verifying/signing the documents. If the branch is not visited within the 5-day period to activate the account - the account will be closed.
- Identification document (passport or ID card)
- The business certificate, business information, and the statute for businesses. (Historical extract from the National Registration Center and for LLCs, the Historical Extract of the Beneficial Owner Register downloaded from E-Albania within the last 5 days)
- Foreign Nationals
- Clients who wish to reactivate a closed account