Savings & Investments: Customize your own Term Deposit!
Term Deposit is an agreement between the bank and the customer for a specified term and amount.
Benefits of Term Deposit Investments
Transparency
The terms and conditions of your deposit will be promptly communicated to you, ensuring clarity and openness.
Flexibility
You have the freedom to access your funds whenever necessary.
Maximum insurance
Your deposit is protected by the highest level of insurance.
Security
The Deposit in Raiffeisen Bank is insured for the amount up to 2.500.000,00 (two million and five thousand) Lek by the Deposits Insurance Agency - www.asd.gov.al, according to provisions of Law no. 53/2014, date 22.05.2014 "On the Deposits' Insurance" as amended.
Term Deposit
Open a Term Deposit today and you could choose:
Preview your monthly rate
Just tell us how much money you need and how long you want to repay. We calculate your probable monthly rate and annual interest*.
Information marked with * is required.
*This is only an exemplary loan simulation and not a binding offer.
The loan simulator is provided for marketing purposes only. It does not constitute an offer to conclude a loan contract. The terms of the offer to conclude the loan contract may differ from the terms presented by the loan simulator.
Representative example for a consumer cash loan: Annual percentage rate (APR) equals 7,45%, Total amount of the loan zł 15 000, Total repayment amount zł 17 313, Nominal interest rate 7,2% variable per annum, Total cost of credit zł 2 313 (incl.: 0% commission - zł 0, interest rate - 7,2%, interest zł 2 313), 48 monthly installments each amounting to zł 361.
Calculation as of 04/05/2021.
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- Your monthly rate
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- Commission
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- Annual percentage rate (APR)
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- Total amount to be repaid