Don’t postpone your summer plans any longer
Choose the personal loan with an interest rate that decreases by 1.5% each year after the first year.
- Up to 3.000.000 LEK
* In no case will the interest rate fall below the Minimum Interest Rate of 5%!
The offer is valid until July 31, 2025.
Attention! Borrowing money costs money. Make sure you are fully informed before making a decision.
Benefits of Personal Loan with us
* In no case will the interest rate fall below the Minimum Interest Rate of 5%!
The offer is valid until July 31, 2025.
Attention! Borrowing money costs money. Make sure you are fully informed before making a decision.
Full financing from 100,000 - 3,000,000 ALL
Up to 120 months tenor
No collateral and justifying loan purpose
Apply online, in Raiffeisen ON or in branch
*Based on customer segment and risk classification
For more information, download the Pre-Contractual Information for the Unsecured Personal Loan
What you need to apply
- Personal ID Document
- Family Certificate
- Income Declaration
*The Bank reserves the right to request additional documentation on a case basis.
Conditions
No need to wait long to fulfill a need or a desire for you and your family. Personal Loans offered for you are the right financial tools to make all your desires come true.
To qualify for a Personal Loan you must:
- Be resident in Albania.
- Have verifiable income and be employed by a state or private institution, within Albania.