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Whistleblowing Contact Branches ATM's

Premium cards: Shop with peace of mind

Whatever your shopping habits, you are sure to find a Premium card that provides you with the flexibility and control you need.

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Credit Card
Debit Card

Choose the card that suits you the best

Discover the future of payments with our debit and credit cards. Experience secure transactions, rewards, and financial flexibility at your fingertips. Elevate your spending experience today.

1998937451

Credit Card

Explore our collection of credit cards and discover how you can enhance your financial journey, helping you make the most of every moment, whether you're at home or abroad. Your ideal credit card experience starts here. 

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1998937451

Gold Debit Card

Get your Debit card Visa or Mastercard from Raiffeisen Bank for easy payments anywhere.

Debit cards offer the perfect solution to simplify your daily routine. Enjoy contactless payments, cash withdrawals and deposits, online transactions, and the use of SmartPay accessories. 

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1998937451

PROMO: SmartPay

Making contactless payments has never been easier.

Get now your SmartPay Accessories as an innovative solution designed to facilitate your daily life. These cards are a revolutionary way to make contactless payments and cash withdraw from contactless ATMs without the need to carry your main card with you.

  • Sticker Card
  • Payband Card 
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Discover the latest solutions to keep your cards always safe and sound.

  • Contactless payments

    Contactless payments limits:

    • Up to ALL 4,500 at Raiffeisen POS without PIN.
    • 50 Euro/ equivalent in Lek without PIN for transactions domestic and international.
    • Up to 5 consecutive transactions with an amount of 150 Euro are approved without a PIN.

  • Pin by SMS

    For security, time and convenience reasons, Raiffeisen Bank will not print your card’s PIN. The PIN will be delivered to you by SMS. At Raiffeisen Bank  we are constantly working to ease your banking experience.

  • 3D Secure

    VISA Secure and Mastercard®Identity Check™ of MasterCard® are services designed to provide you with extra security when making purchases over the Internet, by preventing any unauthorized use of the card.

  • Cashback at POS

    Is the option given to the cardholder to simultaneously withdraw Cash when making a purchase at the point of sale (POS).