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Get started the right way with us

With digital services, fast payments, and products that help you manage your daily finances, you gain more control, flexibility, and opportunities to grow your business.

Open a business account and get:

• 3,000 ALL welcome bonus

* This promotion is valid for businesses opened within the last 12 months.

Why Raiffeisen Bank

We facilitate your financial journey with advanced digital solutions, so you can invest in the progress of your business.

Revolution in simplifying payments

The new RaiPOS application, now available for Android smartphones, helps you offer your customers another card payment option. You can accept contactless payments with your smartphone with NFC reader.

fto dhe fito

Member get Member!

You can earn 3000 ALL just by sharing a link

An opportunity to help your business partners and at the same time be rewarded for it.

Your business starts now, no waiting, no stress

Are you a physical persona or an LLC with an individual beneficial owner looking for an easy way to open your business account?

Discover what sets us apart and how simple it is to become a client. Open a business account online and invest more time in growing your business.

What you need

To open a business account, prepare these documents:

Personal information

  • Nationality/Citizenship: Albanian
  • Personal details: Passport or ID card, full name, date of birth, email address, phone number, residential address (country, city, postal code, street)

Business Data

  • Legal Form: Physical Persona / LLC with individual beneficial owner
  • Historical Extract QKB: Historical extract downloaded from E-albania within the last 5 days
  • Historical Extract of the beneficial owner register: Historical extract downloaded from E-Albania within the last 5 days

Packages for your business

We have designed 3 new small business packages which are available to both new and existing customers

BASIC Package

350 Lek

/ Month

It is one of the main packages for new customers who have started their first bank operations, self-employed, traders and new companies.

  • Free current account in LEK
  • Free Mastercard debit card in LEK
  • Raiffeisen ON no monthly fee
  • Internal payment for free from Raiffeisen ON
  • Payroll free of charge
  • Withdrawal in branches – No commission up to 5.000 EUR
Recommended

DIGI Package

550 Lek

/ Month

This package is suitable for customers whose preferred way of making transactions and other actions is digital (without visiting branches).

  • Current account in LEK & EUR without monthly commission
  • Mastercard Debit Card in LEK & EUR without monthly commission
  • Raiffeisen ON without monthly commission
  • Payments within the Bank from Raiffeisen ON without commission
  • Salary transfer from Raiffeisen ON without commission
  • 50% discount for outgoing payments in ALL made at Raiffeisen On
  • 0.08% for outgoing payments in FCY made at Raiffeisen ON
  • 0.02% commission for SEPA payments made at the branch
  • 0.01% commission for SEPA payments made at Raiffeisen ON
  • POS - No more than 2.00% commission
  • RAIPOS – 0.01% commission lower than standard terms
  • 20% discount from the administration commission for Loan/Overdraft products
  • 0.1% discount from the interest rate for Loan/Overdraft products

PREMIUM Package

1,250 Lek

/ Month

This package offers convenience, benefits in banking processes and preferential conditions for financing products, for customers who prefer digital channels and/or branches.

  • Current account in all currencies without monthly commission
  • Master Debit Card in LEK & EUR without monthly commission
  • Raiffeisen ON without monthly commission
  • Payments within the Bank from Raiffeisen ON without commission
  • Salary transfer from Raiffeisen ON without commission
  • 0.005% (min 50 LEK) commission for payments outside the bank in LEK currency from Raiffeisen On
  • 0.02% commission for SEPA payments made in branches
  • 0.01% commission for SEPA payments made by Raiffeisen ON
  • POS - No more than 2.00% commission
  • RAIPOS – 0.01% commission lower than standard terms
  • 20% discount on the administration fee for Loan/Overdraft products
  • 0.1% discount on the interest rate for Loan/Overdraft products
  • 0% commission for cash withdrawals in branches up to EUR 20,000
  • PI Silver Offer