
Don’t postpone your summer plans any longer
Choose the personal loan with an interest rate that decreases by 1.5% each year after the first year.
- Up to 2,500,000 Lek
*In no case will the interest rate fall below the Minimum Interest Rate of 5%!
The offer is valid until July 31, 2025.
Attention! Borrowing money costs money. Make sure you are fully informed before making a decision.
Benefits of Personal Loan with us
Full financing from 100,000 - 2,500,000 ALL
Up to 120 months tenor
No collateral and justifying loan purpose
Apply online, in Raiffeisen ON or in branch
*Based on customer segment and risk classification
For more details, please download the Precontractual Information for Unsecured Personal Loan.

Make that chance happen
Apply for a personal loan now and support your dreams to achieve the successes you deserve.
What conditions must be met?
To qualify for a personal loan you must:
- Be a resident of Albania.
- Have verifiable income and be employed by a state or private institution within Albania.
What documents are needed to apply?
To apply you need these documents
- Identity card
- Family certificate
- Income statement
*The bank reserves the right to request additional documents in special cases.