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Personal loans

Don’t postpone your summer plans any longer

Choose the personal loan with an interest rate that decreases by 1.5% each year after the first year.

  • Up to 2,500,000 Lek

*In no case will the interest rate fall below the Minimum Interest Rate of 5%!

The offer is valid until July 31, 2025.

Attention! Borrowing money costs money. Make sure you are fully informed before making a decision.

Benefits of Personal Loan with us

Full financing from 100,000 - 2,500,000 ALL
Up to 120 months tenor
No collateral and justifying loan purpose
Apply online, in Raiffeisen ON or in branch

*Based on customer segment and risk classification

For more details, please download the Precontractual Information for Unsecured Personal Loan.

Make that chance happen

Apply for a personal loan now and support your dreams to achieve the successes you deserve.

What conditions must be met?

To qualify for a personal loan you must:

  • Be a resident of Albania.
  • Have verifiable income and be employed by a state or private institution within Albania.

What documents are needed to apply?

To apply you need these documents

  • Identity card
  • Family certificate
  • Income statement

*The bank reserves the right to request additional documents in special cases.