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Home loans

Unsecured Loans: Retail Sales Financing

It’s fast, secure and easy!

Benefits of Retail Sales Financing

Based on customer segment and risk classification

Instant Financing
House renewal and electronics
Up to 500,000 ALL
Mom and son buying large TV sets in the shopping mall, taking them out to the parking lot.

Promotional campaign: Make smart choices happen

Buy the desired products in the network of stores listed below with Kredia Ekspres and benefit from:

  • Up to 500,000 ALL financing
  • Up to 48 months
  • 0% loan commission

Offer valid on the entire wide variety of products that partner stores offer including installation / assembly and warranties.

Get ready to apply

You don’t have to worry about the money! With RSF loan you can buy right away that contemporary furniture, home appliances or your favorite Laptop. Raiffeisen Bank enables financing the products that you desire inside the shop and there is no need to visit the Bank!

Documents required

  • Identification Document
  • Additional documents depending on the application case 

Available Stores

Visit the stores and you can make yours one or several products / services in record time.

  • Neptun
  • Shpresa AL Computer
  • Globe
  • Gotech
  • Aza Electronics
  • Brunes
  • Vip Saloti
  • Megatek
  • Lobby Home
  • Luxury Bedding
  • Construction Production Kruja
  • Kiss Dent
  • Niklovani Cela in Lushnje

Condition

Loan maturityUp tp 4 years
Loan amountLoan amount
Min: 10.000 leke - Max 500.000 leke
Percentage of FinancingUp to 100%
Interest Rate
T-Bill 12M + 11.9% for Salary Customers / T-Bill 12M + 16.9% for Non-Salary Customers
Administration Fee
2% of the loan amount