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Ways to bank: Current Account

Make banking with ease happen with Raiffeisen Bank current account.

What can you do with a current account?

Banking transactions

Perform various banking transactions with ease


Hassle-free cash deposit and withdrawal capabilities


Mundësi tërheqjeje parash pa pengesa


Convenient transfers and payments

Having a current account in Raiffeisen Bank, everything gets easier for you.

Flexibility 24/7

When you open a current account, you have the option to request a friendly Debit Card VISA and Mastercard, which offers you the following benefits:

  • Convenient cash withdrawals from your current account anytime, anywhere through the extensive ATM Raiffeisen Network and all ATMs displaying the VISA logo and Mastercard, both in Albania and internationally.
  • Easy payments at all point-of-sale (POS) terminals.
  • Simplified bill payments through the Automatic Bill Payments service, enabling automatic payment of utility services such as electricity bills, water supply bills, and more, directly from your current account.


Your deposits in Raiffeisen Bank are fully protected and insured by the Deposits Insurance Agency -, up to an amount of 2.500.000,00 Lek (two million and five thousand), in accordance with the provisions of Law no. 53/2014, dated 22.05.2014, "On the Deposits' Insurance," as amended.


  • Fixed Periodical Payments: Convenient transfers to third parties from your current account.
  • Flexible Savings: Automatic transfers to a Flexi Deposit, allowing you to save your earnings.
  • Consumer Loans: Accessible loans for personal expenses.
  • Mortgage Loans: Financing options for purchasing property.

Automatic Payments (Direct Debit) of utility payments are listed below:

  • ONE

Join Raiffeisen

Wonder what it is like to bank with us? Find out how easy it is to become a customer.