Make transfers from card to card in the blink of an eye

Now through RaiPay you can send money in and out of Albania in a few seconds.

Benefits of card-to-card payments with RaiPay:

Fast and Easy

Transfer money in the simplest way possible from registered cards in RaiPay (commission-free until September 30, 2025)
24/7

P2P money transfers are available in every moment of the day, 24 hours in 7 days
In and Out of Albania

Transfer money outside of Albania to the countries of the European Union, the countries of the Balkan region, the United Kingdom, Ukraine and Turkey

First Step

Choose “Send Money” from the main menu.
Select the card for the P2P transfer.
Choose the transfer currency (ALL or EUR), enter the transfer amount and click “Next
second step

Select a recipient from the saved list, or add a new one by scanning their card with your device’s camera or by entering the card’s 16-digit number manually
Third step

Carefully review your transfer details. Confirm and proceed by entering your RaiPay PIN or using biometric authentication.
Done!

Sending money instantly to VISA or Mastercard cards issued inside or outside Albania (including EU countries, the Balkan region, the United Kingdom and Turkey) is now so simple with RaiPay.

Surprise your money recipient with amusing e-cards to show you care.

If you don't have RaiPay yet, you can download it by clicking below.

Fees
Card on Card money transfer from RaiPay (P2P)	LEK	EUR
Commission for Card to Card transfers between cards issued by Raiffeisen Bank Albania	0	0
Commission for Card to Card transfers to Visa and Mastercard cards within Albania up to the value of 40,000 Lekë or 400 Euro	0	0
Commission for Card to Card transfers to Visa and Mastercard cards within Albania over the value of 40,000 Lekë or 400 Euro	100	1
Commission for Card to Card transfers to Visa and Mastercard cards outside Albania up to the value of 40,000 Lekë or 400 Euro	0	0
Commission for Card to Card transfers to Visa and Mastercard cards outside Albania over the value of 40,000 Lekë or 400 Euro	200	2

Limit
P2P Credit and Debit Card	LEK	EUR
Total Daily amount limit of P2P Transactions	100,000	1,000
Total Weekly amount limit of P2P Transactions	500,000	5,000
Total Monthly amount limit of P2P Transactions	2,000,000	20,000
Total Daily limit in no. of Transaction P2P	10	10
Total Weekly limit in no. of Transaction P2P	50	50
Total Monthly limit in no of Transactions P2P	200	200