Because the future is built on trust

Open the Plus Deposit today and choose the terms you want

Withdraw interest every 1, 3, or 6 months
Dedicated advice at every branch
Freedom to choose the maturity date

Attention! Fully inform yourself before deciding.

Turn your savings into regular income

With the “Plus” deposit, interest is credited to your account according to the frequency you choose: every month, every 3 months, or every 6 months, offering flexibility and continuous access to your earnings. Receive interest periodically, directly into your account, and use it as you wish: for expenses, new savings, or other investments.

Main features

In case of withdrawal before the maturity date, the Depositor will lose the net interest calculated/earned for the entire period.

Key features of the Deposit Plus:

Transparency

The terms and conditions of your deposit will be communicated clearly and immediately, ensuring clarity and understanding.

Terms

3, 6, 9, 12, 24, 36, 60 months

Currency

ALL, EUR, USD

Minimum opening amount

100,000 ALL; 1,000 EUR / USD

Interest payment

Every 1, 3, or 6 months, on the deposit opening date

Flexibility

Can be closed before the term at any time

Insurance

Your deposits at Raiffeisen Bank are fully protected and insured by the Deposit Insurance Agency – www.asd.gov.al, up to the amount of 2,500,000.00 Lek (two million five hundred thousand), in accordance with the provisions of Law no. 53/2014, dated 22.05.2014, "On Deposit Insurance" as amended.

Term Deposits

Open a Term Deposit today and you can choose:

Maturity date of the deposit

You determine the date when the interest will be credited at maturity.
Currency of your deposit

The possibility to choose the currency in which you will keep your savings.
Dedicated advice

We now also offer negotiable rates for every deposit client with new funds in all currencies Lek, EUR, USD, GBP, and CHF (Lek, Euro, US Dollar, British Pound, and Swiss Franc).

For more details about preferential rates, please contact our branches. For standard rates, please refer to the bulletin.
The account where the interest will be credited

The option to choose among your current accounts