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Because trust is not negotiable

Open a term deposit today and secure your future tomorrow and benefit from:

  • Security and transparency
  • Dedicated advice at every branch
Learn more

Be careful! Be fully informed before you decide.

Benefits of Term Deposit

Transparency

The terms and conditions of your deposit will be promptly communicated to you, ensuring clarity and openness.

Flexibility

You have the freedom to access your funds whenever necessary.

In an early breakage event, the Depositor will lose the earned/ calculated interest for the entire term.

Maximum insurance

Your deposit is protected by the highest level of insurance.

Security

The Deposit in Raiffeisen Bank is insured for the amount up to 2.500.000,00 (two million and five thousand) Lek by the Deposits Insurance Agency - www.asd.gov.al, according to provisions of Law no. 53/2014, date 22.05.2014 "On the Deposits' Insurance" as amended.

Term Deposit

Open a Term Deposit today and you could choose:

  • The maturity date of the deposit

    You determine the interest credit date at maturity.

  • The currency of your deposit

    The ability to select the currency in which you will keep your savings.

  • Dedicated advice

    We are now offering negotiable interest rates for all depositors with new funds, in any of the following currencies: ALL, EUR, USD, GBP, and CHF (Albanian Lek, Euro, US Dollar, British Pound, and Swiss Franc).

    For more information about our preferential rates, please visit any of our branches. For standard rates, please refer to the bulletin.

  • The account where the interest will be credited

    The ability to choose between your current accounts